Crypto is currently the most popular buzzword in the market, and people are desperate to make money in the crypto world. Many people believe that cryptocurrency is similar to and limited to stocks. However, there is a lot more to learn about cryptocurrencies and blockchain. One of the most common methods of investing in cryptocurrencies is to buy and hold them until the asset's price rises. Let's take a look at some of the best crypto loan platforms to look at in 2023
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CoinRabbit
CoinRabbit is the best choice for beginners as well as experts who value their time due to its simple interface and non-KYC approach (you only need your email or phone number to create an account). Despite its ease of use, CoinRabbit places a high priority on the security of its client's funds. Multiple security and anti-money laundering checks are always performed.
After receiving the funds, they are withdrawn separately to the system of cold wallets.
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SpectroCoin
You can select a loan-to-value (LTV) ranging from 25% to 75% based on the coin. As collateral, SpectroCoin accepts BTC, ETH, XEM, and DASH. BTC and ETH have the highest LTV, as expected. Choosing a high LTV, on the other hand, raises your interest rates, whereas a larger loan amount lowers them. Withdrawals are accepted in EUR, USDT, BTC, ETH, and other currencies.
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Nebeus
Nebeus is the all-crypto platform you need because it has a complete ecosystem for borrowing, earning, trading, and even insuring your cryptocurrency. When it comes to crypto rentals, they have some of the best rates on the market, with four different earning programs to choose from. The best part is that you can get paid and withdraw your profits as frequently as every 24 hours, all without paying a single fee.
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Cake Maker
Cake DeFi currently supports lending in BTC, ETH, USDC, and USDT. Each batch lasts four weeks, after which you can withdraw or roll over to the next batch using auto-compounding. It will not cost you anything to lend through Cake DeFi. Furthermore, by contacting support, you can lend any amount you want, even more than the entire batch.
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Celsius
Celsius is a household name when it comes to lending and borrowing cryptocurrencies.
When lending crypto on the Celsius network, you can earn up to a 17% return. There are no fees associated with borrowing, lending, or transferring the coins. Another fantastic feature is that Celsius is available in both web and application formats. You will receive excellent rates regardless of the cryptocurrency you lend to on the platform.
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AAVE
The AAVE protocol is a well-known decentralized liquidity protocol. It is a non-custodial protocol that allows you to earn interest on your cryptocurrency deposits as well as borrow funds by staking your assets. AAVE is a well-designed liquidity protocol with many features in addition
to lending and borrowing crypto assets. The interest rates are also clearly stated so that you can easily compare deposit and borrowing rates across different platforms.
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Compound
The compound is yet another well-known name in the world of crypto lending and borrowing protocols. The protocol supports a wide range of cryptocurrencies, and you can deposit or borrow any of them. The compound also has its COMP token, which can provide higher returns while lending your cryptocurrency to the platform for liquidity. The protocol's security is excellent, so you can trust it with your assets.
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MakerDAO
MakerDAO has created a cryptocurrency called "Dai." It can be used by anyone, at any time, and from any location. You can deposit up to 25+ crypto assets as collateral as soon as you open a vault on Maker. After putting your crypto asset up as collateral, you can either borrow Dai and keep it or buy more collateral to increase your exposure.
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YouHodler
YouHodler allows you to get a cryptocurrency loan in any of the top 15 coins with a loan-to-value ratio of up to 90%. (LTV). You can use YouHodler to store, exchange, and even pay others in crypto-assets. By using your cryptocurrency as collateral, you can obtain instant cash. The best part is that you can borrow in Bitcoin (BTC), Tether (USDT), USD, EUR, CHF, or GBP. Furthermore, you can get a loan for as little as US$100.
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CoinLoan
CoinLoan is another reputable platform for managing all of your digital assets that are available on both Android and iOS. There are no deposit or withdrawal fees to be concerned about. You can also earn daily interest by simply putting your assets on the platform. By staking your crypto assets as collateral, you can borrow money in exchange for them. All supported crypto-assets and their rates are listed on the official website.