5 Signs It’s Time to Rebalance Your Portfolio

Your asset allocation has drifted—when equities outperform bonds, your portfolio can become riskier than intended.

A major life event like marriage, buying a house, or retirement means your financial goals and risk appetite may have changed.

Market volatility has altered your portfolio’s balance—review holdings to ensure your mix still matches your long-term plan.

You’ve added or withdrawn funds—such transactions can skew your portfolio, making rebalancing essential.

Some investments are underperforming—holding onto losers for too long can hurt overall returns.

Experts recommend reviewing your portfolio at least once a year to keep it aligned with your financial goals.