Fake Traffic Fine Messages Are Draining Bank Accounts; Follow the Steps to Protect Yourself From Traffic Fine Fraud

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Cybercrime is rising as hackers target vehicle owners with a new trick called the e-challan scam. A man in Hyderabad recently lost Rs. 6 lakh in this fraud. He clicked a fake link that looked like a real traffic fine notice. These digital traps are now very common in big cities. Scammers use fear to make people download dangerous apps. Understand how this scam works to keep your money safe.

Understanding the E-Challan Link Scam Mechanism

Scammers send fake text messages about traffic fines to trick people. These alerts look exactly like official government notices. Each message claims you committed a traffic violation. It asks you to pay a fine by clicking a link. Sometimes the link downloads a file named "RTO CHALLAN.apk" to your phone. 

This malicious app gives hackers complete control of your device. They can read your private SMS and see your banking details. The criminals then empty your bank accounts while you remain unaware. People often trust these messages as they look very professional and urgent.

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Most people are now so accustomed to clicking automated links for daily tasks that their critical thinking shuts down when they see a familiar-looking logo, making this a psychological exploit rather than a technical one.

Essential Safety Protocols Recommended by Cyber Police

Below are some of the important safety tips recommended by the Cyber Police to stay safe from such scams:

  • Never click on links in strange text messages.
  • You should never install APK files from sources you do not know.
  • Real traffic alerts always include your vehicle number and engine details.
  • Official government websites always end with the ".gov.in" domain extension.
  • The Indian Traffic Police do not send payment links from personal numbers.
  • Use only the official Parivahan Sewa portal to check your fines.
  • If you download a bad file, turn on airplane mode immediately.
  • Keep the "install from unknown sources" setting turned off on your phone.
  • Report any fraud to the 1930 national helpline as fast as possible.
  • Being careful with your data is the best way to stay safe.
  • Always verify every digital request before you share any money or personal info.
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Overall, always use the official Parivahan Sewa portal to check and pay your traffic fines. Never trust urgent messages that ask for money through unknown links. Staying alert and verifying information is the only way to protect your bank account.