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Jio Financial Shines in Q2 FY2025! Profit Jumps 50%, Revenue up 36%
Jio Financial Services (JFS) announced strong results for the July to September quarter of FY2025–26. The company’s net profit rose 50% year-on-year to Rs. 456 crore, showing strong business growth across its financial operations.
Revenue Growth Driven by Dividends and Investments
Revenue from core operations also increased by 36% to Rs. 520.49 crore, compared to Rs. 382.77 crore a year ago. The rise was mainly because of higher dividend income and better returns from investments. Dividend income went up 72% to Rs. 405.22 crore, while gains from fair value changes stood at Rs. 107.43 crore, slightly higher than last year.
However, interest income dropped sharply to Rs. 7.38 crore from Rs. 39.68 crore last year as the company adjusted its loan book and focused more on high-value segments.
On a consolidated level, Jio Financial Services earned Rs. 981 crore in revenue, a 41% rise compared to last year. Total income stood at Rs. 1,002.4 crore, up 44.6% year-on-year, showing broad growth across all parts of the business.
Strong Rise in AUM and Digital Finance Push
The company’s assets under management (AUM) jumped to Rs. 14,712 crore from just Rs. 1,206 crore last year. This big jump shows the firm’s strong push in consumer and small business lending, insurance, and digital finance.
Earnings per share (EPS) for the quarter were Rs. 2.56. Although provisions went up by 225%, the company still reported higher profits, showing strong control over costs and steady expansion.
Jio Financial Services is quickly growing its digital payment and lending businesses through JioPay and other financial products. The company is also expanding into insurance and mutual fund services, using Reliance Group’s network to build a wide financial ecosystem.
In the stock market, Jio Financial shares ended slightly lower at Rs. 312.10 on October 16, down 0.18%. The stock has gained 2.51% so far in 2025 and delivered more than 45% returns since its listing in 2023.
These results highlight Jio Financial Services’ fast move from a holding company to a full-scale financial powerhouse. Its focus on lending, investments, and digital products continues to drive strong growth and investor confidence.