We've all searched for the perfect card to own. It's a card that has no monthly fees, one that rounds up your savings and finally, it has to be accepted everywhere. With the Chime Card, your quest for the perfect card is over!
Chime works by allowing users to save money from their paycheck before it's available in their account. When the money is transferred to the user's personal checking account, it can be quickly accessed through direct deposit or used via ATM cash withdrawals and debit purchases. Once the money is in the checking account, users can also pay bills online. This prevents any service fees charged by traditional banks when paying bills through their website or mailed forms.
Chime debit cards offer a variety of features that can benefit consumers
The benefits of having a Chime card are clear. The biggest benefit is that Chime gives you access to your paycheck as soon as your employer deposits the funds. This means your paycheck can arrive up to two days early.
1. There are no fees associated with using the card
The biggest benefit to having a Chime card is there are no fees associated with using the card. There are no activation, overdraft, monthly service or international fees, which makes Chime one of the most cost-effective banking options for consumers who need to access their paycheck early or travel often.
2. You can set up automatic bill payments
Automatic bill payments are supported by Chime, which can help consumers stay on top of their finances and avoid possible fees. When using the Chime card, users never have to worry about paying a bill late or missing one entirely. They can also set up automatic recurring transactions so they never miss their monthly bills again.
3. You can use the Chime card to make online purchases and withdrawals via ATMs
Chime cards can make online transactions and withdraw money from ATMs. This feature is great for those who travel frequently, as they aren't limited to banking with a specific bank's ATMs or branches. Transactions made through Chime are deducted from users' checking accounts instantly and with no service fees.
Chime has you covered on both fronts!
4. Chime offers a high-interest savings plan that can be accessed while traveling
Chime members who opt for the high-interest savings account will receive an interest rate of 0.50% on their money while it's in the account.
5. Customers have 24/7 access to their account information and funds
Chime members have 24/7 access to their account information and funds. This means that users can track their spending, pay bills or transfer money at any time of the day or night. This can be helpful on late nights out, or when you’re traveling in a different time zone.
6. You can use Chime's debit card everywhere that Visa is accepted
Chime cards are easily integrated with Google Wallet, Apple Pay and Samsung Pay so users can use their cards anywhere Visa is accepted. And since Visa is pretty much everywhere these days, you’ll never need to worry!
7. Chime’s Pay Anyone feature
Chime has a Pay Anyone feature, meaning you can send money to whether or not they are a Chime member. Better yet, it's free and fast! It's also simple, just log into your Chime mobile app and select the ‘Move Money’ tab, then choose ‘Pay Anyone’. You must then choose the receiver's name, phone number, or email address, or you may pick them from your contacts.
Conclusion
The benefits of having a Chime card can prove beneficial to consumers who want their money to work for them instead of the other way around. Chime offers a high-interest savings account that allows members to spend their money in either their checking account or savings account while traveling. This helps prevent any fees associated with traditional banks, making the Chime card a viable option for many consumers.
If you are looking for a convenient, hassle-free way to manage your money, Chime is the perfect option. Register today at their website to enjoy the benefits of owning a Chime card. You can find out more about Chime on their website at Chime. Activate Chime card today to take advantage of its benefits.